Your Money Is Waiting. Let’s Go Get It.
Real Recovery. Real Results. Zero Upfront Cost.
Here’s What Most People Don’t Know
When your property goes to foreclosure, the county holds an auction. A lot of the time, that property sells for more than what you owed.
The difference between the sale price and what you owed?
That money is yours.
It has your name on it. It’s sitting in a government account right now.
And most people never find out — because the county sends one letter to the house you no longer live in, checks a legal box, and moves on.
We don’t move on. We find that money and we bring it back to you.
We
What We Recover
01
Mortgage Foreclosure Asset Recovery
When your home was foreclosed and the bank sold it at auction, they were only entitled to what you owed — the mortgage balance, fees, and costs.
If that property sold for more than what you owed, the difference legally belongs to you.
Most people assume the bank took everything. That’s not how foreclosure math works.
We locate those excess funds, prove they belong to you, and handle every piece of paperwork to get them back in your hands.
No upfront cost. Ever.
02
Tax Sale Overages Asset Recovery
Lost your property to a tax lien or tax foreclosure?
The government was only entitled to what you owed in back taxes. If they sold your property for more than that amount — and they often do — you are owed the difference.
That overage is yours by law. But the county isn’t going to call you. They’re not going to track you down.
We will.
No upfront cost. Ever.
03
State Unclaimed Funds Recovery
Beyond foreclosure, billions of dollars in unclaimed funds sit in state accounts across the country right now.
Dormant accounts. Forgotten inheritances. Uncashed checks. Overlooked assets that got turned over to the state.
We conduct thorough research across government agencies throughout the United States and navigate the entire claims process on your behalf — so you don’t have to figure out where to start or who to call.
No upfront cost. Ever.
We Specialize In:
Mortgage Foreclosure Overages · Tax Sale Overages · State Unclaimed Funds · Bankruptcy Overages
How It Works
We keep it simple. Here’s exactly what happens when you work with us:
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Step 1 — Research
We conduct routine audits of government agencies and county records across the United States. When we locate funds that belong to you, we reach out. We do this work before we ever contact you — because we don’t want to waste your time on maybes. We deal in verified facts.
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Step 2 — We Talk
You have questions. We have answers. We’ll walk you through exactly what we found, how much is being held, and what the process looks like. No pressure. No confusing jargon. Just a real conversation about money that’s rightfully yours.
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Step 3 — Paperwork
Once you’re ready to move forward, we set up a time for you to sign and notarize the required documents. We’ll walk you through every page. We know this stuff inside and out — and we’ll make sure you do too.
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Step 4 — We File Everything
You send the paperwork back to us — by mail or email, whatever works for you. From there, we take over completely. We submit every document, cover all upfront filing costs on your behalf, and handle all communication with the government agencies involved.
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Step 5 — You Wait. We Work.
Sit back. Let us do what we do. We stay in direct contact with the agencies processing your claim and keep you updated along the way. Most claims are paid out within 3–4 months. We’re dealing with government agencies, so timelines can vary — but we push hard every step of the way.
When your check is ready, you’ll hear from us.
We Only Get Paid When You Get Paid.
That’s the deal.
No upfront fees on claims over $10,000. We work on contingency — meaning our success is tied directly to yours. If we don’t recover your money, you don’t owe us a thing.
Note: Claims under $10,000 carry a small administrative fee to cover processing costs.
About Now You’re Probably Thinking… This Sounds Too Good to Be True.
I get it. Honestly, I thought the same thing when I first learned how this worked.
But here’s the reality: the U.S. government is currently holding more than $14 billion in unclaimed funds. Foreclosure overages. Tax overpayments. Mortgage surplus. Proceeds from property sales that never made it back to the people they belonged to.
This money is real. It’s documented in public records. And it has an expiration date.
Most people never find out about it because the system isn’t designed to help them. Counties send one notification letter to the foreclosed address. When nobody responds — because you moved — they consider their legal obligation fulfilled.
We audit hundreds of government agencies across the country specifically looking for these funds. When we find money with your name on it, we reach out. We work with experienced attorneys to make sure every piece of paperwork is done correctly the first time. And we handle the entire process — because dealing with a government agency can be tedious, and that’s exactly what we’re here for.
You’ve already been through enough.
Let us handle this part.
Investors
Foreclosure Asset Recovery
Have you experienced foreclosure? You may be unaware that you may possibly substantial surplus funds ($100K-$500K+) trapped in government accounts across multiple jurisdictions. Do you desperately seek capital through expensive loans and credit while your own six-figure surplus funds sit unclaimed in government accounts? We can help you reclaim those assets so you can use them on your next investment.
No upfront cost. Ever.
Call or Email today to get your case evaluated and find those unclaimed funds you may desperately need.
Why FARR?
Christina Smith and the team at Foreclosure Asset Refund Recovery were built for this.
We combine deep training in foreclosure recovery, real marketing expertise, and a genuine commitment to helping people reclaim what’s theirs. We don’t just file paperwork — we advocate for you every step of the way.
We’ve helped clients like Regina S. recover funds they didn’t even know existed, at a time when it mattered most.
And we’re ready to do the same for you.
★ ★ ★ ★ ★
“Not knowing that I have the money and the government had it and I thank Christina at FARR for finding me money that was owed from the government which was helpful in my time in need especially because of todays economy.” – Regina S.
Regina S.
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Customer
Frequently Asked Questions
Tell me more about these unclaimed funds.
I’d love to, but I can’t. Since we don’t charge an upfront fee, I can’t disclose the exact nature or location of the funds until we have a signed collection agreement. I’m sure you can understand why we’d both want certain guarantees before moving forward.
Where is my money being held?
You can find out more about all of this in the paperwork we will send to you.
Where is my money being held?
The money belongs to the owner of the property at the time of the foreclosure
How long do I have to claim the funds?
It varies by state, but you should act immediately, sometimes within 30 days of the sale. Failure to act can lead to funds being turned over to the state as abandoned property.
How do I know this is not a fraud?
Well, the most obvious way to be sure this is not a scam – is that we don’t charge anything in advance. You don’t give us any money until we give you yours back. Are specialists are certified by the state as a finder.
Where did you get my phone number?
We find contact information via internet search engines like truepeoplesearch.com for example, and we also use resources available on social media.
Can’t I do this on my own, why would I even need you?
Sure you can! This is your money after all; but if you don’t hire a company to do this for you – all attorney/legal fees will be your responsibility and you will need to pay all the upfront costs, incur the risk, and put in the time and work necessary to recover these funds. This is why people hire us first – because we have the experience and expertise to do it for you. And second, you don’t have to spend a dime in advance.
Ready to Find Out If Money Is Waiting for You?
It costs you nothing to find out.
We’ll research your situation, verify what’s available, and show you exactly what we found — before you commit to anything.
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Your Money Is Waiting. Let’s Go Get It.
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Attorneys
Foreclosure Asset Refund Recovery
Your Foreclosure Clients May Be Owed $15K-$50K You Don’t Know About
Attorneys unknowingly leave client money unclaimed, creating professional guilt and malpractice exposure. The service transforms attorneys from “the lawyer who lost my house” to “the lawyer who got me money back afterward”—a powerful reputation upgrade that generates referrals and differentiates their practice.
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